novae has been in the fintech space before the term even existed.

Our momentum began in Latin America, where we co-created multiple B2B financial solutions with strategic partners. They grew and so did we. We went on a path of disruption around the world, setting up shops in strategic places to align with our global expansion strategy.

We’ve built solid partnerships with key players, such as Visa, Expedia, Canopius, CyberSource, LivePerson, Aaxis, and Metropolitan Commercial Bank, among others.

Fast forward to today;
our platform has 74 banks, activated across 32 countries, and counting.

Every turnkey, white-label solution is designed to simplify and expedite how end-users make everyday payments, on and offline, all while providing added value via rewards, unique purchase opportunities, and travel benefits.

The result:
Highly engaged users & incremental spending across the board.

Our beliefs

We believe that personalized digital experiences can bring brand engagement and user loyalty to new levels. It’s the sum of each of the following elements that brings the loyalty effect to life.

Behavioral Economics

We believe in combining psychological studies with conventional economic concepts.

Conversational Banking

We believe in automating natural language to complement the ever necessary human touch.

Gig Economy

We believe in every entrepreneur and professional placing their skills in the digital market.

Omnirole by Design

We believe in empowering users who take on multiple roles throughout their day.

Loyalty Effect

We believe in the effect of unique and ongoing opportunities to provide added value.


Our board of directors

Our leaders are more than decision makers; they are natural doers, tireless inventors, proven oracles, market whisperers, tech evangelists and rebels by nature.


Sergio Arana CEO

A natural-born entrepreneur. A Fin&InsurTech pioneer, one of the first to focus his core businesses and partnerships on technologies for industries ripe for disruption.

Isela Costantini PRESIDENT

Mrs. Costantini is a highly recognized businesswoman with proven experience to take on the growth targets novae has set forth. Her input and guidance is an integral part of our business.

Rogelio Sanchez executive board member

Rogelio was responsible for business development, profitable growth, and implementation of products and services as well as the relationship with financial institutions. His professional career spans 30+ years in the card and electronic payment system industry.

Rodrigo McCarthy executive board member

Rodrigo is a senior international executive in the payments industry. He is currently an independent consultant supporting financial institutions, merchants and partners with their digital and mobile strategies.

Eduardo Eraña

Mr. Eraña is an advisor to the Board of Directors of LifeMiles since 2017, and in 2018 he joined the novae advisory committee. Mr. Eraña's strategy was focused on value-added services and business support for financial institutions.

Leo Spiegel

Leo has been involved in 50+ startups and now runs the Hunter Madison Group, where he leads strategies for venture capitals, private equity, mergers and acquisitions. He’s also Managing Partner at Spiegel Capital, which provides investments to promising startups.


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Our Backing

CASEIF III, LP is a private equity fund that features investors such as The International Finance Corporation – IFC of World Bank Group; Norwegian Investment Fund for Developing Countries – NORFUND; Swiss Investment Fund for Emerging Markets – SIFEM; Impact Investing SME Focus Fund – IIF SME LP of UBS Bank, both managed by OBVIAM AG; Dutch Development Bank – FMO; Andean Development Corporation – CAF; Madagascar Biodiversity Fund – FAPBM; and LAFISE Group – LAFISE.

A senior secured debt fund that provides necessary liquidity to businesses in need of financing for growth. The fund provides the following loans, both domestically and internationally: Bridge Financing, Domestic/Export/Import Financing, Working Capital and Trade Financing through the use of its own capital and through Delegated Authority granted by both the SBA and Exim Bank.